Category: Getting on the ladder
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How much should I offer?
Finding a property that you fall in love with is incredibly exciting. However, the feeling is short-lived when you realise the serious business of actually making an offer looms. Working out exactly how much to offer is really tricky, particularly at the moment where factors like the stamp duty holiday and reintroduction of 95% LTV…
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Make your offer irresistible
It’s pretty bloody scary coming away from a house viewing of a place that you know you want. The combination of the excitement of potentially living there + the idea of some other absolute arsehole outbidding you is enough to make anyone feel mildly nauseous. When it comes to giving yourself the best chance of…
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Our house buying journey
There’s no doubt that every house buying journey is different but I reckon ours was fairly standard in that it consumed us. 3 months after our offer accepted, we got the keys and all the stress was forgotten. Here’s when all the main stuff happened. First viewing – 23rd May Our first viewing was the…
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Costs of buying a house
No doubt the biggest obstacle to getting on the ladder is a deposit. It feels awesome when you’ve finally got together enough dollar to get your own place. That’s why it’s such a kick in the teeth when you start looking at the additional upfront costs of buying a house, and a massive wallop in…
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Top 10 tips for buying your first home
Buying a house is no walk in the park. From being on it with your finances to choosing a mortgage to whipping your solicitor into shape – there are so many decisions to make and things that can go wrong. The tips below should help make your house-buying experience a whole lot smoother and give…
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Choosing where to live
Once you’ve bought a house there’s endless things you can change about it, but location ain’t one of them. Some people are lucky enough to know exactly where they want to be which is great. For Haz and I, this wasn’t a luxury that we had as all we knew was that we wanted to…
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Deciding what your ‘dream home’ looks like
I’d love an indoor pool, tennis courts and dedicated mancave but it’s not going to happen. So by dream home, I mean a place that fulfils all genuine needs and as many wants as possible. It took us bloody ages to decide what we were after but from this convoluted and misguided process, we learnt…
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